Heavy Motor Vehicle Insurance

Lewis Insurance Services understand the importance the Transport Industry has within the Australian Economy, and the growing demands our Transport businesses face. We work closely with a number of specialist Insurers, to ensure they understand your unique business model and negotiate terms to ensure the product provided is appropriate for your individual requirements and business needs.

Lewis Insurance Services focus on providing quality advice and insurance solutions within the Transport industry. Our advisers take the guess work out of protecting your business and guide you step by step through the process, so you can focus on doing what you do best.

We understand all businesses are different and unique in their own way, which means each Insurance terms and conditions may vary depending on your circumstances. 

Lewis Insurance Services specialise in insuring a large range of Transport operations from short to long haulage, General Road freight, Furniture Removalists, Earthmoving, Construction and other trades, Livestock, Refrigerated, Bulk Liquids and Dangerous goods transportation.

Commercial Motor Insurance

Covering for loss and damage to your vehicle including third party property damage.

Third Party Only Insurance

Covering against any third-party property damage in which you are held legally Liable.

Marine Carriers Liability Cover 

Cover protecting road transport operators using consignment notes or other Contracts of Carriage against their liability for any loss or damage to customer goods during Transit. Coverage from Insured Perils to Accidental Damage Cover, including additional coverages such as consequential loss and legal costs, hook liability, dangerous goods, Refrigerated goods and more.

Marine Cargo Liability Cover

Covering owner (suppliers/manufacturers) goods being transported by air, sea, rail, road, post or courier for any loss or damage of goods during transit. Additional coverages are available such as Exhibition cover (leased or hired equipment whilst in transit to, from and during exhibition), Tools of Trade cover, Travelers Samples and more.

Liability

Like all businesses, Public Liability is a must!

Public liability Insurance protects you against any claims resulting from injury or property damage to third parties arising out of the services you provide as a business.

Downtime Insurance

As a Transport operator, your Truck is your main source of income. Should an unforeseen accident occur, and your truck is off the road for repairs, Downtime Insurance will allow you to claim for any loss of income to the business during the period you are unable to operate.

Personal Accident/Income Protection

Personal Accident cover provides you with a weekly Income benefit up to the number of weeks shown on your policy schedule whilst you are temporarily unable to work due to an Injury sustained.

You can select to have additional cover for Illness, which provides you with cover while you are temporarily unable to work as a result sickness.

This is a particularly good cover, particularly those who are self-employed or heavily reliant on their income and can take the financial pressure of you should the unforeseen occur.  The policy has optional cover for Business Expenses, such as covering your business vehicle/s loan repayments whilst you are unable to work from accident or illness.

Portable Property Cover

We can cover you for portable Tools of Trade or Equipment which is normally used in conjunction with your ‘trade’ as a result of loss, damage or theft, that occurs anywhere in Australia.

Chain of Responsibility

Do you need Training for your Staff on the new National Heavy Vehicle Regulator (NHVR) to ensure your company is up to speed and taking every reasonable measure to be compliant across all aspects of your business operation?

Training covers off all areas of Legislation extending to general liability for offences to road freight consignors, receivers, packers and loaders.

How can I obtain a quote?

Call us on 07 3217 9015 to speak to one of our Advisers or contact us via email to find out how Lewis Insurance Services can assist you with your transport insurance requirements.

Contact Lewis Insurance Services today for advice on a competitive, specialised and progressive insurance policy for your Transport business.