Commercial Property Insurance

Are you a commercial property owner and unsure where to start and looking for some expert Insurance and risk management advice. Or do you currently have Insurance and unsure if you are adequately covered with the increasing property prices and construction costs rising and hardening market due to worldwide demands and shortages. Do you have a high hazard tenant and finding it difficult to secure cover, or simply just looking for a competitive quote? Whatever your reason, Lewis Insurance Services are here to help!

There are various areas that need to be considered when selecting the right insurance product for your individual needs and requirements before making an informed decision. Selecting an Insurance product that is not right for you, could be the difference between having a positive claim experience following an Insured event or finding yourself inadequately insured or uninsured on your commercial property and suffering a financial loss.

 

Insurance for Commercial Property Owners

As a commercial property owner selecting the right product is vital. Some of the insurance products a Commercial Property Owner will need to consider is:

  • Property Damage (Fire & Perils cover including optional Flood cover where available)
  • Business Interruption (Loss of Rent cover)
  • Plate Glass
  • Theft
  • Equipment (Plant, Machinery and Electronic) Breakdown
  • Machinery Breakdown
  • Public Liability
  • Tax Audit & Investigation
  • Management Liability
  • Employer Liability / Workers Compensation

Lewis Insurance Services has been a trusted partner for businesses across a wide range of insurance classes, since 1996. We work with our clients to help them better understand and manage their risks and exposures as a commercial property owner and support them to make the right decision to ensure their assets are protected with cost-effective, tailored comprehensive insurance.

To ensure our Advisers are able deliver the best result, they take the time to speak to the property owner, understand their concerns, risks and exposures and take into account their individual circumstances before approaching the market for quotes.

Our Advisers will work with the commercial property owners and offer risk management advice where possible to reduce the chances of a loss. By ensuring the commercial property is insured adequately, this will also enable our Advisers to better negotiate competitive premiums and a comprehensive policy coverage.

Once our Advisers have secured favourable quote terms for the commercial property, they will contact the commercial property owner and arrange a suitable time to go through the quotation, terms and conditions offered to ensure they understand the policy coverage before making an informed decision.

Lewis Insurance service doesn’t stop there!

Contact Lewis Insurance Services and speak to a trusted Adviser today and rest easy knowing your trusted Adviser will do the hard work in finding a suitable cover for you and will be there to support and guide you should you find yourself in the unfortunately position of suffering a loss.