Technology Liability Insurance for Technology Consultants in Australia

Tech liability insurance protects technology firms against financial losses from claims arising out of their professional services. It typically includes professional indemnity (errors and omissions) for negligence, advice or software development failures; public and products liability for third‑party injury or property damage caused by your operations or products; and cyber insurance for data breaches, ransomware, network security failures, business interruption and response costs. Policies can cover legal defence costs, settlement payments, regulatory fines, intellectual property infringement claims and client financial loss due to software or service failure. Coverage varies, so firms should tailor limits, endorsements and exclusions to their risk profile

Technology consultants face high professional risks that make tech liability insurance essential. Claims arise from:

• Alleged faulty designs, inaccurate advice
• Alleged misleading & deceptive conduct
• Alleged breaches of intellectual property rights
• Contractual liability
• Fraudulent & dishonest acts
• Injury caused by you or one of your employee’s negligence
• slips & falls on your premises
• damage to a third party’s property

Policies like professional indemnity protect against legal costs and compensation, public and products liability covers third‑party injury or property damage, and cyber insurance addresses data breaches and ransomware incidents. Insurance safeguards consultants’ finances and reputation, meets client or contractual requirements, and enables business continuity. Tailored coverage and appropriate limits reduce exposure and help consultants compete confidently in a risk‑focused market and win work.

We combine specialist industry expertise with personalised service and competitive pricing. Our team understands technology businesses and the unique risks that they face, so we design professional indemnity, public and products liability and cyber policies that match your exposures. We offer flexible limits, pragmatic claims handling and proactive risk management guidance to reduce incidents and premiums. We also have extensive experience arranging broader commercial insurance — from property and business interruption to motor fleets and company cars — delivering seamless, bundled solutions that simplify your overall risk management.