News
COVID-19 and EOFY Tax Returns
With the EOFY rapidly approaching, what do the COVID-19 stimulus packages mean for your business tax returns? This all depends on whether you have taken advantage of these packages, so let’s take a look at some of these measures and how they may affect your tax...
Australia’s wild summer and the implications on insurance premiums
The recent bush fires and flooding events across Australia have highlighted the increasing trend towards extreme weather events, evidenced by the Australian Actuaries Climate Index. Whilst used as further confirmation of climate change, this index makes it very...
Five ways to boost your cyber security during Covid-19
For many businesses, the last several weeks have meant more of us working from home. We often hear stories of corporate hacking or phishing scams hitting thousands of people around the world. So what can we all do to protect ourselves? Perhaps surprisingly, what we're...
The recent bushfires and Business Interruption coverage
Many SMEs have Business Interruption (BI) Insurance that covers loss of income due to an inability to trade, usually due to a disaster. Whilst the COVID-19 pandemic is on all of our minds today, we can’t forget about the businesses that are still trying to recover...
Have you done enough to protect your unoccupied buildings during the COVID-19 outbreak?
Have you done enough to protect your unoccupied buildings during the COVID-19 outbreak? The COVID-19 outbreak has had a global impact on SMEs, either forcing them to close operations entirely or making their employees work from home. The result is that many buildings...
Top 5 challenges SME’s face & how to survive them
Top 5 challenges SME’s face & how to survive them The excitement you might have felt when you started your small business is often tempered by the reality of trying to keep your business afloat in the current market. Reality sets in even more when you look at...
How does Workers’ Compensation actually work?
How does Workers’ Compensation actually work? If a business has one or more employees, then Workers’ Compensation is a legal requirement in Australia. This type of insurance covers employees against work related injuries or illnesses, providing them with benefits that...
Business Continuity Planning & managing the Coronavirus
Business Continuity Planning As of 16th March 2020, the World Health Organization confirmed the total number of global COVID-19, or coronavirus, cases surpassed 140,000. The Australian Government has announced many new measures to contain the spread of COVID-19 and...
Coronavirus & Travel Insurance
Coronavirus & Travel Insurance While Australia has been relatively protected from the spread of Coronavirus (COVID-19) many traveenquiriesrs have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the...
Coronavirus & Business Interruption Insurance
Coronavirus & Business Interruption Insurance While Australia has been relatively protected from the spread of Corona Virus (COVID 19) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain...
When do you need Contract Works Insurance?
When do you need Contract Works Insurance? If you are a building contractor, tradie or sub contractor working in the building trade, whether commercial, industrial or domestic, then be sure you have the right type of insurance to cover. Contract Works Insurance can...
Why is public and product liability insurance important for businesses?
Why is public and product liability insurance important for businesses? Public and Product Liability Insurance covers your business from claims made by any third party for compensation of an injury or damage to their property as a result of your business activities. ...
When to get public liability insurance
When to get public liability insurance If your business interacts with the public, it’s likely that you need Public Liability Insurance. This policy covers your company from third party claims of injury or damage to property, as a result of an incident caused by...
How to protect your SME this Christmas from theft and break-ins
How to protect your SME this Christmas from theft and break-ins All businesses recognise that Christmas is one of the peak times for theft and break-ins, whether they close down over the Christmas break or continue trading. The risk of customer and employee theft,...
Preparing your retail business for the Christmas season
Preparing your retail business for the Christmas season With the Christmas season around the corner, staff are becoming even busier and work is starting to pile up! There is so much that needs to be completed before the holidays start! Where does all this work come...
Who needs business interruption insurance?
Who needs business interruption insurance? Business Interruption Insurance helps your business to keep operating in the event of a disaster, for example your warehouse catches fire, your showroom is flooded or essential equipment is stolen. If any of these events...
Protecting your business this bushfire season
Protecting your business this bushfire season As bushfire season takes its toll across Australia, it’s not only homeowners who need to brace themselves against the ravages of fire. Business owners also need protection against bushfire disasters, because without the...
Marine and Hull Insurance Uncovered
Marine and Hull Insurance Uncovered The vast majority of international freight (90%) is transported around the world by sea with more than 70% in containers. Unfortunately, merchant shipping isn’t always the safest form of transportation; there were 88 major accidents...
Business Insurance for tradies
Have you had your tools stolen from the back of the ute? Or from a construction site? For tradies, this is a well-known crime across Australia every day. If your tools and other equipment are vital to your livelihood, loss or damage to these can often be devastating,...
What can SME Businesses learn from the Notre Dame fire?
On 15th April this year, the world watched in horror as the Notre Dame Cathedral, which was built in the 13th Century, was gutted by fire. Whilst to date, there has been no confirmed evidence of arson, investigators currently believe that various scenarios could have...
How to keep your business afloat in the event of a disaster
How to keep your business afloat in the event of a disaster No-one likes to think that a disaster could happen to their business, but it can and does happen far too frequently in Australia. For example, the recent floods in Townsvienquiries which were declared a...

