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Marine Professional Negligence Insurance – Key Points By Ray Park – Marine Insure Marine Professional Negligence Insurance is a specialty line targeted at occupations within the Marine Industry such as Naval Architects, Marine Surveyors and Consultants, Marine...

Commercial Marine Hull and Protection & Indemnity (P&I) Insurance – What does it all mean? By Ray Park – Marine Insure Commercial Hull Insurance, together with Protection & Indemnity (P&I) is essential for any commercial vessel owner for the protection...

Marine Cargo Insurance – What are the options? By Ray Park – Marine Insure Marine Cargo Insurance has its roots in very early trade times, where traders would spread their commodities over several vessels to ‘spread the risk’. Then came the Lloyds Coffee Houses in...

Marine Industry Liability - What to look out for By Ray Park – Marine Insure Marine Liabilities in many ways, are no different from other Liabilities. Put simply, when a company or business is involved in the Boat & Marine Industry, whether it be Boat Building,...

Travel insurance: Common mistakes and pitfalls to look out for Ensuring that you have adequate insurance when travelling is paramount, with every policy being different in the coverage provided and exclusions they include. Following is an article from Traveller, with...

Protect yourself against terrorist acts Commercial markets have matured and become much more innovative in their underwriting approach to terrorism. The Terrorism Insurance Act 2003 (TI Act) was enacted by the Commonwealth Government following the withdrawal of...

Underinsurance reaches $1.8 trillion According to a new report from Rice Warner, the amount of life underinsurance in Australia is estimated at $1.8 trillion. The average cover accounts for just 60% of basic life needs for life policies, dropping to 13% for total and...

Live long and prosper A study by HR and recruitment specialists Randstad, has found almost one in five (18%) Aussie workers expect to retire in their 70s and believe their children will live to over 100. Randstad’s Employment Market Analyst, Steve Shepherd, believes...

Tip of the month Insure yourself at home As working practices have changed and more and more people work at home, it is vital to ensure that you have all of your insurances in order. Ask yourself what tools you use for work. It could be a computer or hard drive. Where...

Super offers property investment opportunity Superannuation doesn’t have an exciting reputation, but a self-managed superannuation fund (SMSF) may provide an alternative pathway to property investment that appeals to savvy investors. With substantial sums of money...

Safety in cyber insurance In an era in which technology is pervasive and security can be easily compromised, it is important for businesses to put security measures and safeguards in place to mitigate any breaches that may occur. There is a growing threat of cyber...

Did you know? One in six drivers have confessed that they would not leave their details if they hit your car in your absence. This is a significant figure when you consider that there are 13,000,021 cars on Australian roads, To find out how you can protect yourself...

Business Continuity Planning – Why you should have a Plan. What would you do if you arrived at work one morning and your premises had been destroyed by fire? Or what if a staff member was seriously injured, either whilst at the workplace or after hours ? Do you know...

Proceed with caution when using the $20k Budget tax deduction So, your business has a turnover under $2 million and you want to know how to use the $20,000 immediate tax deduction that’s been all over the news? Before you start spending, there are a few things you...

As a company director, there are very important responsibilities and duties placed on you under the Corporations Act, and enforceable by ASIC should you fail to carry out your duties in the best interests of the company.  The same rules apply to a small company with a...

Federal Budget 2015/2016 - The ‘have a go’ Budget by Mark Stewart, Director - Integrity Wealth This is a highly targeted Budget that seeks to keep change within community tolerance levels. Most spending measures target productivity gains - although small businesses...

In this short article, Adrian Kitchin, Managing Director of Insurance Advisernet Australia and New Zealand explains why you should protect the key people in your business, including you. An important path to peace of mind for the business owner, allowing them to get...