Cyber criminals treat the festive season as peak hunting time. With teams rushing to wrap up the year, inboxes overflowing and more people shopping or managing orders online, it becomes easier for scammers to slip through the cracks. A few simple habits can make a big difference to your online safety over the break.
Stronger logins for every account
Use long, unique passphrases rather than short passwords. Swapping something predictable for a phrase with mixed characters significantly reduces the risk of someone forcing their way in. Add multi factor authentication wherever it is available. It creates an extra barrier and prevents most unauthorised access attempts.
Slow down before you click
Many scams rely on urgency. Fake invoices, delivery updates or refund requests often look legitimate at first glance, especially when you are busy. If something feels rushed or out of character, stop and verify it directly with the sender using a known phone number or email. Never rely on the contact details provided in the suspicious message.
Keep devices and software up to date
Updates often fix weaknesses that criminals actively exploit. Turn on automatic updates across computers, point of sale systems and mobiles so you stay protected without needing to remember it during the holiday rush.
Avoid risky networks when shopping or working on the go
Public Wi Fi can expose your information to someone watching the traffic. Use your mobile hotspot or a VPN for anything that involves personal details, payments or business systems.
Protect customer information
If you store any customer data, make sure it is encrypted and kept in a secure location. Backups should also be part of your routine so you can recover quickly if something goes wrong.
Be careful on social media
Scammers often send fake complaints or order enquiries through social accounts, particularly in December. Treat unexpected links and attachments with suspicion and verify requests before responding.
Watch for payment redirection attempts
Payment redirection scams remain one of the most damaging threats for small businesses. Always confirm invoice changes directly with the supplier. Any request to update bank details should be treated carefully and checked with a trusted contact.
Monitor your banking
Set up alerts for unexpected transactions so you can act quickly if something looks wrong. Early detection often limits the damage.
Encourage your team to stay alert
Cyber security works best when everyone knows what red flags to look for. Remind your team to ask questions if something feels off and to report anything unusual straight away.
If you ever need guidance on protecting your business more broadly, it can help to speak with your insurance adviser who understands cyber risks and the cover options available.
Contact Lewis Insurance Services on 07 3217 9015 or send us an email by clicking here.
This article was published by our AFSL Licensee, Insurance Advisernet Australia P/L, www.insuranceadviser.net
Disclaimer:
This information and any accompanying material does not consider your personal circumstances as it is of a general nature only. You should not act on the information provided without first obtaining professional financial advice specific to your circumstances and considering the Product Disclosure Statement