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How does Workers’ Compensation actually work? If a business has one or more employees, then Workers’ Compensation is a legal requirement in Australia. This type of insurance covers employees against work related injuries or illnesses, providing them with benefits that...

Business Continuity Planning As of 16th March 2020, the World Health Organization confirmed the total number of global COVID-19, or coronavirus, cases surpassed 140,000. The Australian Government has announced many new measures to contain the spread of COVID-19 and...

Coronavirus & Travel Insurance While Australia has been relatively protected from the spread of Coronavirus (COVID-19) many travellers have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease...

Coronavirus & Business Interruption Insurance While Australia has been relatively protected from the spread of Corona Virus (COVID 19) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain...

When do you need Contract Works Insurance? If you are a building contractor, tradie or sub contractor working in the building trade, whether commercial, industrial or domestic, then be sure you have the right type of insurance to cover.  Contract Works Insurance can...

Why is public and product liability insurance important for businesses? Public and Product Liability Insurance covers your business from claims made by any third party for compensation of an injury or damage to their property as a result of your business activities. ...

When to get public liability insurance If your business interacts with the public, it’s likely that you need Public Liability Insurance. This policy covers your company from third party claims of injury or damage to property, as a result of an incident caused by...

How to protect your SME this Christmas from theft and break-ins All businesses recognise that Christmas is one of the peak times for theft and break-ins, whether they close down over the Christmas break or continue trading. The risk of customer and employee theft,...

Preparing your retail business for the Christmas season With the Christmas season around the corner, staff are becoming even busier and work is starting to pile up! There is so much that needs to be completed before the holidays start! Where does all this work come...

Who needs business interruption insurance? Business Interruption Insurance helps your business to keep operating in the event of a disaster, for example your warehouse catches fire, your showroom is flooded or essential equipment is stolen. If any of these events...

Protecting your business this bushfire season As bushfire season takes its toll across Australia, it’s not only homeowners who need to brace themselves against the ravages of fire. Business owners also need protection against bushfire disasters, because without the...

Marine and Hull Insurance Uncovered The vast majority of international freight (90%) is transported around the world by sea with more than 70% in containers. Unfortunately, merchant shipping isn’t always the safest form of transportation; there were 88 major accidents...

Have you had your tools stolen from the back of the ute? Or from a construction site? For tradies, this is a well-known crime across Australia every day. If your tools and other equipment are vital to your livelihood, loss or damage to these can often be devastating,...

On 15th April this year, the world watched in horror as the Notre Dame Cathedral, which was built in the 13th Century, was gutted by fire. Whilst to date, there has been no confirmed evidence of arson, investigators currently believe that various scenarios could have...

How to keep your business afloat in the event of a disaster No-one likes to think that a disaster could happen to their business, but it can and does happen far too frequently in Australia. For example, the recent floods in Townsville which were declared a disaster...

6 common business insurance myths busted Insurance for small businesses can be complex, so finding the right type of insurance policies for your business can be a challenge. The matter is made even more complicated by the existence of numerous insurance myths, making...

Do your employees face danger every day and do you have a Workers Compensation policy? Most jobs have some element of risk, whether it’s a slip and fall in the office, forklift incident in the warehouse, muscle strain, cuts or burns in the kitchen, they can happen. So...

Five ways to plan for growth in 2019 Most business owners undoubtedly will say that they are focused on business growth.  However, far too often a cohesive and executable plan has not been completed to achieve this growth. If they do have a plan, it’s usually far too...

Insurance claims - tips for small businesses Whilst making a claim on your business insurance can be a straight forward process, if you are unaware of the process and don’t know what to expect, navigating your way through this can be time consuming and frustrating....

Recent flooding in parts of North Queensland has left thousands of families and small businesses devastated, loosing not only their homes, but their livelihoods as well. The millions of dollars of property damage has resulted in both emotional and financial stress to...

The threat of a cyber breach for small to medium sized businesses (SMEs) is a very real concern, one that has been recently highlighted by the General Data Protection Regulation (GDPR) in Europe and the Notifiable Data Breaches Scheme (NDP) in Australia. Current...