Property Purchase

Exciting News for Property Purchase

Property Purchase within reach!

This months 0.25% rate cut by the RBA means interest rates are set for record lows and some borrowers will now enjoy historically low rates approaching 4.50% p.a.

These low rates are changing the way two groups are considering property purchases

  1. Property Purchase: Investors – It’s possible to purchase an investment property which has a rental income greater than the loan repayment
  2. Property Purchase: Tenants – It’s possible to purchase a home where the loan repayments are lower than the cost of renting. *

See the table below. The median annual rental yield for capital city units is now sitting at levels near or above most variable home loan interest rates

Property Purchase






Here another Property Purchase Table. As you can see below, interest rates are at a historically low point

Property Purchase Graph







Regardless of your perspective, the conclusion is the same. Finance for residential property is at very affordable levels and opportunities abound. Please give me a call if you would like to discuss your options

* Note that in both scenarios buyers also have to consider other costs such as body corporate, rates and insurance

Article supplied by:

Brad Gooda, Commissioner for Declarations
Principal, Smartline Personal Mortgage Advisers

You can contact Brad:

Level 3, North Tower, 527 Gregory Terrace, Bowen Hills Qld 4006
PO Box 2068, Windsor Qld 4030
phone 07 3252 4799 | mobile 0417 062 643





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