News

Is your business ready? Notifiable Data Breach (NDB) Scheme in effect 22nd Feb. In 2017, a single data breach resulted in sensitive information of almost 50,000 Australians being leaked. This appears to be an ongoing trend and as a result, laws surrounding data...

How to leverage your existing data and increase your bottom line Many small businesses pay a fortune in research, marketing and advertising costs, totally unaware that they have a gold mine of data just waiting to be plundered. Generating new leads, exploring new...

Do you need Directors and Officers insurance? Company Directors earn a good living, but this must also be countered with the increase in responsibility, stress and liabilities that comes with such lofty positions. The ride isn’t always rough however, as there can be...

Start on the right foot. 7 things to know when setting up a new company. Starting your own company is an exciting time. It’s likely to be one of the more pivotal moments in your career, if not your entire life. But it’s also a time inevitably filled with processes,...

Better the devil you know? Using an adviser VS going direct to an insurer It’s human nature to crave familiarity and ‘go with what we know’. Unfortunately, in many parts of life this doesn’t always give you the best possible outcome – including insurance. Just like...

What do the new data breach laws mean for your business? After a series of false starts, the senate has finally passed new data breach laws that force Australian businesses to notify the Australian Information Commissioner of any cyber attacks. The Notifiable Data...

Have you reviewed your small business insurances lately? Insurances are an accepted part of doing business, but many small companies in Australia are essentially putting their businesses at risk, simply because they don’t have the right type of insurances.  If you are...

What would happen if you weren’t fully covered? Imagine something serious happens at your business. You need to make an insurance claim. You contact your insurer. But the news isn’t good. In fact, it turns out the policy you’ve been paying for – the one you thought...

TO RENEW? OR REVIEW? Making sure your insurance keeps pace with your changing business needs Okay, okay. Not many people look forward to renewing their insurance each year. After all, when you’re busy running a business the last thing you probably want is to spend...

Basic Cyber Protection So it's a scary world out there - not just on the streets, but even more so online. We hear about huge corporate hacks every other day, that the Russians hacked the US elections, China hacks everyone all the time and, most recently, that a...

Flying Solo - Insurance for the Self-Employed Working for yourself as a sole trader can have plenty going for it. Work/life flexibility. Lower overheads. Zero internal politics. But when the buck starts and ends with you, it also comes with a unique set of challenges...

Rising construction costs Is your building cover actually enough to cover you? Like most things in life the cost of construction is rising. Building materials, fittings and labour can all be affected. This means each year it becomes more and more expensive to repair...

Understanding the importance of Personal Insurance in your business plans Will your business still be around if you’re not? Tens of thousands of Australians devote their entire lives to operating a successful business, toiling their heart and soul into setting up and...

Head above water: Recovering from flood damage. Flooding affects thousands of Australian home and business owners every year. But some rebound much faster than others once the danger has passed and waters have receded. Rising floodwaters and inundated communities...

Understanding the risk of Under-insurance Did you know Australia is one of the most under-insured nations in the developed world? From inadequate levels of income protection and life insurance arrangements, to grossly undervalued business assets and equipment,...

Softening the blow of cyclones Tropical cyclones are a fact of life for communities across northern Australia from November to April. But often underestimated is just how common these destructive weather events really are. Since 1969/70 Bureau of Meteorology records...

What’s the secret to stress-free insurance claims? Insurance claims are often accompanied by considerable amounts of stress. Not so much due to claim itself, but rather the events that have preceded the need to actually make it. Whether it’s the result of an accident,...

Why a disaster needn’t be a financial catastrophe - Understanding business interruption insurance. What would you rather after a disaster hits? Close down temporarily with the peace of mind that everything will be back to normal as soon as the business has been fixed...

Australia’s Biggest Insurance Claims and What You Can Do After A Disaster Everyday people use insurance as a safety net for their personal domestic possessions, something to fall back on when the impossible occurs. Today, insurance is used as a protection of your...

Keeping Covered on Land and Sea: Do You Have the Right Marine Insurance Policy Coverage? In the prestigious Royal Motor Yacht Club marina in Rose Bay NSW, the yacht of Anthony Bell, probably the world’s only celebrity accountant, sunk in the early morning hours. In...

Asbestos – Commonplace yet Deadly Hazardous. When to be Wary of Asbestos Be Wary of Asbestos After Natural Disasters Did you know that the negative effects of asbestos can be a serious danger after natural disasters like floods and storms? Asbestos is a group of...