News
Business Continuity Planning – Why you should have a Plan
Business Continuity Planning – Why you should have a Plan. What would you do if you arrived at work one morning and your premises had been destroyed by fire? Or what if a staff member was seriously injured, either whilst at the workplace or after hours ? Do you know...
2015/16 Federal Budget – Fast Facts – Part 2
Proceed with caution when using the $20k Budget tax deduction So, your business has a turnover under $2 million and you want to know how to use the $20,000 immediate tax deduction that’s been all over the news? Before you start spending, there are a few things you...
Directors and Officers – know your responsibilities
As a company director, there are very important responsibilities and duties placed on you under the Corporations Act, and enforceable by ASIC should you fail to carry out your duties in the best interests of the company. The same rules apply to a small company with a...
2015/16 Federal Budget – Fast Facts
Federal Budget 2015/2016 - The ‘have a go’ Budget by Mark Stewart, Director - Integrity Wealth This is a highly targeted Budget that seeks to keep change within community tolerance levels. Most spending measures target productivity gains - although small businesses...
Top five reasons for protecting the key people in your business – including you
In this short article, Adrian Kitchin, Managing Director of Insurance Advisernet Australia and New Zealand explains why you should protect the key people in your business, including you. An important path to peace of mind for the business owner, allowing them to get...
Equipment finance – what are your options
Jan Watman, Director of Start Fresh Finance, navigates the minefield of finance types and technical terms to give you an insight into your options when applying for equipment finance. What to consider when applying for equipment finance Financing the commercial...
Fringe Benefits Tax
2015 Fringe Benefits Tax - Be Prepared And Be Aware The 31st of March 2015 marks the end of the 2015 Fringe Benefits Tax (FBT) year. If you are an employer that has provided any non-salary benefits to employees, you may have an obligation to prepare and lodge an FBT...
Workplace Risk Management
Workplace Risk Management - Protecting You and Your Business For most businesses, workers’ compensation premiums can be one of their largest insurance costs. Many organisations are not aware that this cost to their business can be controlled and reduced with strategic...
Property Purchase
Exciting News for Property Purchase Property Purchase within reach! This months 0.25% rate cut by the RBA means interest rates are set for record lows and some borrowers will now enjoy historically low rates approaching 4.50% p.a. These low rates are changing the way...
Contract Liability
Contract Liability – What do You know about it? Did you know....many small and medium business owners and managers can expose themselves to potential financial difficulty by entering into contracts? Are you a business owner focused on the perceived benefits and...
Transition Planning
Transition Planning – Essential for Thriving through the Big Step of Stopping Work and Starting Retirement by Denise Gibbons, Director - Integrity Wealth There are many milestones that happen throughout our life’s journey. Leaving home, commencing a career, starting...
Reviewing Policy Sum Insured
Are You Getting the Most Out of Your Insurance Policy? Importance of Reviewing Policy Sum Insured I’m sure you’ll agree, having insurance in place for your physical asset pool is a necessity. What you may not have considered however is that being under insured can be...
FAQ Life Risk
5 FAQ on Life Risk Insurance Here a number of frequently asked questions we hear about life risk Insurance. You may identify with these and find an answer. 5 FAQ on Life Risk Insurance Here a number of frequently asked questions we hear about life risk Insurance. You...
7 common mistakes businesses make with their insurance.
1. They don’t Buy Insurance This is relatively the biggest mistake business owners make on insurance. Insurance can seem like the benefit doesn’t justify the cost or maybe they don’t realize they need coverage. Business owners can sometimes feel that as long...
Summer Protection Newsletter
Summer Protection - Personal Protection Your Summer Protection Newsletter Aussie summers and the great outdoors go together like shrimps and barbies! Before long, we’ll be packing up the kids and heading to the surf for some fun in the sun. Teaching junior to boogie...
Business Expenses
You know about Business Expenses but.... What is Business Expenses Insurance? If you are self-employed or in a small partnership, an extended absence from your business as a result of sickness or injury could have a severe financial impact on you and your family. Not...
Your Financial Life – Edition 3, 2014
The year is rushing by and it will be Christmas before we know it. But don't allow the year to run away on you without doing yourself, and those you love, the biggest favour of all - review your insurances. In this newsletter we look at trauma insurance and total and...
Debt Protection and Insurance for Self-Managed Super Funds
With a number of changes being made to the investment rules for self-managed super funds, allowing investments in a wider range of assets including property assets, many self-managed super funds have a large percentage of assets tied up in a single investment –...
Income Protection for Over 35’s
If you’re a 35-year-old Australian with an annual income of $80 000, you could earn around $3.8 million before you turn 65[1]. With that kind of multi-million-dollar value, your ability to earn a living could be considered one of your greatest personal assets, which...
Do You Sign Business Contracts?
Many small and medium business owners and managers can expose themselves to potential financial difficulty by entering into contracts. The business owner is typically focusing solely on the perceived benefit and not necessarily appreciating the liabilities and other...
Your Financial Life – Edition 2, 2014
With the middle of the year now upon us, getting your financial affairs in order and setting goals for the year ahead should be top of mind. In this newsletter we look at the future of 'insurance in super' and how this may impact your financial circumstances... read...